Digital payments continue to become more mainstream, and that popularity continues to attract a growing segment of developers. For many top apps and an ever larger set of retailers, payments APIs are not only a core piece of infrastructure but also an enabler of innovative and new ways to approach payment transactions.
PayPal is an international digital wallet-based e-commerce business allowing payments and money transfers to be made through the Internet. Its API exposes extensive functionality to developers, including invoice management, transaction processing and account management. Not much to be said here. Everyone knows PayPal, and it has become the de facto online transaction service. The main downside is that it's a lot more expensive to use than competitors.
Google search interest over time. Data source: Google Trends. Stripe allows users to accept payments online, built with developers in mind. The best part about using Stripe is its ridiculously good documentation. There are clear examples for common functions and good explanations for all the functions in the API all wrapped up in a great interface. Nevertheless, it's a very good API and definitely easy to implement.
Dwolla is a payment network that allows any business or person to send, request and accept money. What makes Dwolla unique is that it skips the credit card middleman to increase security and lower costs, allowing anyone or anything connected to the Internet to move money quickly, safely and at the lowest cost possible.
LevelUp is a one-touch mobile payments and loyalty service that powers mobile payments and rewards programs for more than 14, businesses and 1. In addition to being experienced with large customer loads, LevelUp also offers analytics, processing savings and ROI-driven campaigns to improve the efficiency of a business. Its API allows developers to access all of the functionality of LevelUp in point-of-sale systems as well as accept online and mobile payments.
It is relatively easy to implement and offers a large variety of services, such as data about transactions, business location and offers, as well as mobile payment services, point-of-sale payment services, Web payment and e-commerce services, and of course loyalty and rewards integration throughout the whole process.
I like Go mprocessing Service I' m satisfied with them. Infact his management and services are also excellent in comparision to other API provider company. I could use to link my French bank account and do payments online. Skip to main content. Add Your Api. Write for us Become member Login. Become member Login. About the Author:. He is focused on startups that provide enhanced methods for existing tasks. Related Content. Find out more about Add new comment Comments 4.
Post Comment. Leave this field blank. Puneet Kumar Sr Manish Mole AM Nov.We provide developers with user-friendly, flexible payment integration methods. This is why we've designed our REST API payment gateway to be as intuitive as possible - whether you're a novice or an experienced programmer, goEmerchant makes it easy to accept payments in your mobile app or website.
We offer developers a variety of toolkits, code, testing and phone support to ensure a seamless transfer of knowledge. Ready to get started? Follow the steps below to learn more and see how easy it is to begin accepting payments in your app or software today! Use this form to get the Public Demo Key. Use your Public Demo Key to activate your goEmerchant project and test your application in the goEmerchant sandbox. Choose a project for payment processing plus value-added services like tokenization, recurring billing, multi-MID and more.
Select your preferred language and launch the GitHub project for all the resources you need to get started. Whether you're building a marketplace, mobile app, online storefront or subscription service, we have all the features you need.
After we sign up a new customer we hand them over to goEmerchant to provide integrated payment services. They provide compliance expertise and competitive credit card processing.
Their reporting and support also enhance our back office efficiencies. The early stages of an enterprise can be the most difficult. The goEmerchant team has seen the possibilities from day one The health and safety of our employees, partners and communities is a top priority.
As we all navigate the COVID health crisis, goEmerchant is focusing on taking care of our people, and providing business continuity for those who count on us.
For additional support, email CustomerSupport yourmerchantsupport. Get Started Today! Getting Started is as Easy as 1,2,3. Request Your Key. You must enter a first name. You must enter a last name. You must enter a valid e-mail address. You must enter a valid phone number. You must enter a business name. You must enter a message. By opting out you will not receive company communications but will still be contacted regarding this specific contact request.
Watch our video to see how goEmerchant can help you get set up with EMV! Our projects include everything you need to start developing.It uses the HTTP protocol as its foundation. To support accessibility by clients directly, as opposed to your server, our servers support cross-origin resource sharing. We use JSON for all of our payloads, including error messages.
All these characteristics mean that you will be able to use standard off the shelf software to interact with Ingenico ePayments. To help you get started the below documentation is richly annotated with ready to be used code examples for each of the SDKs as well as JSON examples. These examples can be used against our sandbox. The Client API will be consumed on the devices of your clients and supports less functionality as this device will not be under your full control.
This API is designed to drive your UI to enabale you to collect the right information and safely encrypt it already on the client device. The server API enables merchants to access the GlobalCollect platform functionality such as doing payments, starting hosted checkouts, creating tokens, and much more. All these calls require the caller to have a secret API key that merchants can look up in their Configuration Center account.
The client API enables clients such as mobile phones, browsers, and apps to access the hosted data on the GlobalCollect platform such as detailed information about the available payment products, profile management, and public keys used for encrypting sensitive data. These calls require a session id that the merchant can create using the server API. There is no limitation on the number of payments created during these 2 hours, however we do require any payment requests done within the context of a session to be submitted within those 2 hours as the encryption keys used for the client side encryption are also linked to the context of the session.
Multiple processing platforms Ingenico Connect provides access to multiple Ingenico processing platforms through one integration. At this moment the following items are noticably different:. The field status that is returned reflects the status of an object that has the same meaning regardless of the underlying processing platform.
The raw statusCode of the underlying processing platform is also returned in the statusCode field as part of the statusOutput object.
You should not write new business logic based on this field as it will be deprecated in a future version of the API. Each of these capture requests result in a new Captures object with its own ID that can be interacted with. This action will not result in a new capture object, but will put that transaction in the capture queue. Both processing platforms support tokenization, but the behavior is a bit different. Using a token for the processing of a payment is the same for both platforms.
This will automatically update the token with the new data. Note: In the future we will switch to using a central Ingenico tokenization platform and this will result in identical token behavior regardless of the platform.
Please note that refunds are supported on both platorms.The Payment Rails platform gives you access to the Payment Rails global network and the ability to use your own accounts to plug and pay. No more need to juggle multiple bank accounts, currencies, FX and payment methods. Pick a currency, any currency! We got it. One platform. Global reach.
Access new markets as you scale your business. More payment options for your recipients. Use your own PayPal wallet for a simplified and integrated experience.
Your brand is king. You take the credit while we support you. To learn more about Payment Rails, schedule a demo with one of our team members. Or sign up now to try us out with no commitments.
Ingenico Connect for Ingenico ePayments
The best way for businesses to pay on-demand Send payouts to any country, in local currency. Your Complete Payout Platform The Payment Rails platform gives you access to the Payment Rails global network and the ability to use your own accounts to plug and pay.
WriteLine response. Multi-Channel No more need to juggle multiple bank accounts, currencies, FX and payment methods. Multiple Currencies Pick a currency, any currency!
Use your Ingenico ePayments Account
Worldwide Coverage One platform. Payment Options More payment options for your recipients. Plug and Play Use your own PayPal wallet for a simplified and integrated experience. White Label Platform Your brand is king. See All Features. As featured in. Schedule a Demo To learn more about Payment Rails, schedule a demo with one of our team members.
Publishers running blogs and selling for-pay newsletters and information may also make use of payment services. Some APIs permit brick-and-mortar customers to take payments at a kiosk or by using an inexpensive smartphone attachment. Stripe charges U.
Square API is an alternative to Stripe that is popular with small vendors with a physical storefront as well as an online presence. Both companies accept credit card payments.Understanding Online Payments
While Stripe accepts Bank Payments, Square does not. Both companies do not accept cryptocurrency. PayPal is a popular payment system that allows storing credit card and bank account information on trusted servers and making payments without ever sharing financial credentials with clients. Since you are not required to store credit card or bank account information on your server, it permits high-security payments on low-security websites and makes PCI compliance easier, even on low-cost or free tier cloud hosting.
Which do you prefer?
Let us know in the comments. For popular cards such as Visa and Mastercard, the rates are in-line with Interchange rates, set by the credit card companies. It aims to provide technology companies with a uniform interface for accessing financial data from multiple sources. KeyPay is a payroll system that caters specifically to Australian businesses. Paymill is an API for accepting credit card payments. Catering to European businesses, it permits accepting payments from customers all over the globe.
Do you agree with our list? Comment below what you think is the best Payment API. Check out our medium team page here. Venmo is a great one. Your email address will not be published. Register Now. Stripe API 2. Noodlio Pay 3. Square API 4. PayPal 5. Adyen 6.Possible values: pendingcompletedcancelledfailed.
The requested agreement is already canceled.
The agreement that was used to make the payment is already canceled. The totals of the cart item amounts do not match sale amounts. The amount total does not match the item amount totals.
Authorization and Capture feature is not enabled for the merchant. Make sure that the recipient of the funds is a verified business account. Capture refused - this authorization has already been completed. The capture on the authorization failed because it was already completed by one or more previous captures on this authorization. Authorization amount exceeds allowed order limit.
The authorization amount exceeds the allowed order limit. Authorization is in [x] state and hence cannot be voided. You cannot void this authorization because it is in a state, such as captured or expiredthat cannot be voided. Authorization has expired. The authorization related to this request has expired. You must reauthorize the transaction.
The requested authorization ID does not exist. The authorization ID in the request does not exist in the PayPal system. Authorization has been voided. This authorization was already voided. You can show authorization details for a voided authorization. Can only reauthorize the original authorization, not a reauthorization.
Reauthorization only works on an original authorization ID. Reauthorization is not allowed within the honor period. You can only reauthorize a payment after the three-day honor period concludes. Capture amount specified exceeded allowable limit. You can only capture up to the original authorization amount.
Transaction is declined due to compliance violation.European laws are changing to level the playing field with PSD2 regulation, aimed at making Open Banking a reality.
As an authorised payment institute the platform is safe for you and your customers data. Connect to our unified API platform to allow your customers to securely make bank-to-bank payments in Europe from your app or website in real time. Connect to our unified API platform to securely access your customers accounts, transaction data, and balance from banks across Europe. Developed with the latest technology, i.
With the Open Payments Platform, developers can save time and money by integrating to only one API that will instantly connect them to banks across Europe. The Open Payments Platform is an open digital platform designed for developers to easily and dynamically exchange ideas, as well as to collaborate, develop, and monetize new digital products for customers.
Join Fintech startups, online lenders, personal finance apps, and accounting software using Open Payments. Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website.
These cookies do not store any personal information. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies.
It is mandatory to procure user consent prior to running these cookies on your website. Hit enter to search or ESC to close. Join the Open Banking Revolution. Instantly connect to banks across Europe to get your innovations to market faster. Get started now Contact Us. Open Payment Platform. Protect your customer data As an authorised payment institute the platform is safe for you and your customers data. A Platform for building the next generation of products.
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